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Terms and Conditions

Last updated: October 7, 2026

These Terms and Conditions ("Terms") apply to your use of www.startfreshcreditrepair.com (the "Site"), operated by Start Fresh Credit Repair ("we," "us" or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Who provides the services

Start Fresh Credit Repair is an independent affiliate of United Wealth Education (UWE). Credit restoration and the other Protection Plan benefits described on the Site are provided by United Credit Education Services (UCES), UWE and their partners. When you enroll, you enter into a separate agreement with them, and their terms, cancellation rights and disclosures govern your membership. Pricing, features and benefits described on the Site are set by the provider and may change.

No guarantee of results

Every credit file is different. We do not guarantee any particular result, credit score increase, or the removal of any item, or any timeline. No one can legally remove accurate, timely and verifiable information from a credit report. Testimonials on the Site are from Protection Plan members and reflect their individual experiences; your results may differ.

Your rights under federal law

You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly, at no cost. Neither you nor any credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. Under the federal Credit Repair Organizations Act, you have the right to cancel a contract with a credit repair organization for any reason within 3 business days of signing it. For more information, visit the Federal Trade Commission at consumer.ftc.gov.

Not legal or financial advice

Content on the Site is general information, not legal, tax or financial advice. Talk to a qualified professional about your situation.

Calls and text messages

By submitting your phone number through the Site and agreeing to be contacted, you consent to receive calls and text messages from Start Fresh Credit Repair at that number, including with automated technology and prerecorded or artificial voice messages, about your consultation and our services. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help, or call (844) 609-0058. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your information.

Using the Site

You agree to give accurate information, to use the Site only for lawful purposes, and not to interfere with the Site or try to access it in ways we did not intend. The Site's content, logos and design belong to us or our licensors and may not be copied without permission.

Affiliate partner program

Information about the Affiliate Partner program is general. Earnings depend on your own effort and are not guaranteed. Participation is governed by UWE's own agreements and policies.

Links to other sites

The Site links to websites operated by others, including the Protection Plan enrollment and member login pages. We are not responsible for their content or practices.

Disclaimer and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent the law allows, Start Fresh Credit Repair is not liable for any indirect, incidental or consequential damages arising from your use of the Site.

Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.

Changes

We may update these Terms from time to time. The "Last updated" date above shows when they last changed. Continuing to use the Site means you accept the updated Terms.

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Start Fresh Credit Repair

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Start Fresh Credit Repair is an independent affiliate of United Wealth Education (UWE). Credit restoration services are provided by United Credit Education Services (UCES) through the Protection Plan membership. Results vary by individual and are not guaranteed; we cannot remove accurate, timely and verifiable information from a credit report. Member testimonials are from UCES Protection Plan members.

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